MONEY &AMP; FINANCE

From Debt to Wealth

Name: From Debt to Wealth
Brand: TwinandTine Official Store
SKU: 9798950779008
Price: 19.90 USD
Availability: InStock
Author: Owen Pierce
ISBN: 9798950779008

By Owen Pierce

Why do I make money every month—and still have nothing left?

4.5 (62 reviews)

~~$49.00~~$19.90

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Money Comes In

Then disappears again

You Earn More

But never feel richer

Saving Never Lasts

One expense wipes it out

You are Always Working

But not getting ahead

About this book

From Debt to Wealth is a practical guide for people who work hard, earn money, and still feel like they’re never getting ahead.

It looks at the habits and assumptions that can keep people stuck in the same cycle—spending more as income rises, relying on one source of income, confusing expensive purchases with wealth, and putting off long-term financial decisions.

Through practical principles and real-life examples, the book explores how to reduce bad debt, build stronger saving habits, invest in useful skills, think more carefully about assets and liabilities, and make decisions that support long-term financial growth.

The goal isn’t to get rich overnight. It’s to stop repeating the same money patterns and start building a financial life that gives you more room, stability, and control.

THE PROBLEM

The Money Habits Keeping You Stuck May Be More Dangerous Than You Realize

You work hard. You earn money. You pay your bills. But somehow, financial freedom still feels impossible. The problem may not be how much you earn—it may be how you think about money, wealth, and opportunity.

Why do you keep living paycheck to paycheck despite working harder? You increase your income, but your expenses grow with it. You buy things to feel successful, only to find yourself trapped in the same cycle of spending, stress, and debt.

Why does saving money feel so difficult? You know you should spend less, but short-term comfort often wins over long-term goals. Without changing your financial habits and mindset, even a higher income may never create real security.

How do wealthy people think differently about money? They don’t only trade time for income. They focus on building skills, creating assets, using leverage, and making decisions that grow their wealth over time instead of chasing temporary rewards.

How can you break free from debt and build lasting financial freedom? Becoming wealthy starts with changing your relationship with money—learning how to invest in yourself, make smarter choices, and build a life where your money works for you instead of controlling you.

Print length	254 pages
Publisher	lumideer
Published	April 8, 2026
ISBN	9798950779008

Reader Reviews

Hear from readers who found healing and inspiration through this book.

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Zom Oct 22, 2026

I thought I would read this book, get a few tips, and move on. This is not at all the case; I find that I am inclined to study this book. There are things I have learned before, but they are presented in a whole new light and in a way that makes more sense than ever before. There are 139 pages of 254 that are dedicated to mindset! The first chapte…

DC Oct 21, 2026

Personal finance books have a tendency to fall into two categories: those that promise you'll become wealthy practically overnight, and those that spend hundreds of pages telling you to stop buying coffee. From Debt to Wealth: Wealth Begins With a Rich Mindset takes a more interesting approach by focusing on the way people think about money in the … Personal finance books have a tendency to fall into two categories: those that promise you'll become wealthy practically overnight, and those that spend hundreds of pages telling you to stop buying coffee. From Debt to Wealth: Wealth Begins With a Rich Mindset takes a more interesting approach by focusing on the way people think about money in the first place. What I like about the premise is that it addresses a frustration many working adults can relate to: earning a paycheck, paying the bills, and wondering why there's never much left over. The book challenges the idea that simply working harder or putting in more hours will automatically lead to financial independence. Instead, it encourages readers to examine their habits, understand the difference between assets and liabilities, and start thinking about ways to make their money work for them rather than constantly trading more of their time for another paycheck. One of the more appealing aspects of the book is that it doesn't appear to stop at motivational advice. The discussion moves from financial mindset into practical subjects like identifying unnecessary expenses, developing valuable skills, managing debt, saving money, and understanding investing. I particularly like the emphasis on building systems and habits because financial progress usually comes from decisions repeated over time rather than one dramatic breakthrough. The proposed 90-day plan to save $10,000 is certainly ambitious and may be unrealistic for someone living paycheck to paycheck, but it could still encourage readers to think more deliberately about increasing income and controlling expenses. I also appreciate the attention given to the psychology of money, since emotions, social pressure, and the desire to appear successful can influence spending decisions more than people realize. At the same time, I wouldn't take the book's argument that financial struggles are primarily a matter of mindset as a universal truth. Low wages, medical expenses, housing costs, and other circumstances can create genuine obstacles that positive thinking alone cannot overcome. Overall, this is a worthwhile read for someone who feels financially stuck and wants to reconsider their relationship with earning, spending, saving, and investing. Its greatest appeal is the combination of encouragement and practical direction, particularly for readers who are tired of financial advice that assumes everyone already has money available to invest. I like that the message isn't centered on getting rich overnight, but on developing patience, making more intentional decisions, and gradually building a stronger financial foundation. Experienced investors may find some of the concepts familiar, but beginners could benefit from having these ideas brought together in an approachable way. No single book can solve every financial problem, and strategies involving debt or investment risk deserve careful consideration. Still, for someone looking for a starting point and a different perspective on how wealth is built, From Debt to Wealth offers an encouraging premise: you don't have to be wealthy to begin making better financial decisions.

EverNoticeThat Oct 20, 2026

I'll never forget what happened when I decided to get my financial house in order by tracking my spending for a month. I was shocked to find that I was spending over $100 each month on magazines. It took me by surprise, as each purchase was a little here or there but it was adding up over time. Plugging these little leaks is just one of the lesson…

Amazon Customer Oct 16, 2026

I want to preface my review by being honest about my finances: I have significant savings and have always controlled my spending (I have written down exactly where every dollar goes each month for nearly two decades). I believe the latter helped create the former. So while I was curious enough about this book to order it, I was skeptical it could t… I want to preface my review by being honest about my finances: I have significant savings and have always controlled my spending (I have written down exactly where every dollar goes each month for nearly two decades). I believe the latter helped create the former. So while I was curious enough about this book to order it, I was skeptical it could teach me anything I did not already know or practice; I was wrong. About two years ago, a very unexpected expense came up that I could not foresee or anticipate, but it is the reason I had always saved: to absorb a hit like that. It did not wipe me out, but it was disappointing to see how something I had no control over could, for lack of a better description or word, "rob" me of my money. What happened next was even more surprising: it affected my mindset about finances, and it has not corrected. In other words, I am glad I never fell into a false sense of self-worth tied to my financial worth. Many people live believing their large bank account, investments, and assets make them immune to a fall; nothing could be further from the truth. Unless you have many millions (or billions presently) and can regulate and control your spending, even those who laugh in the face of others with less can lose it all, because it can happen very quickly and easily; all it takes is one unexpected circumstance that you and I cannot control, and believe me, there are so many things we cannot control. In my case, that sudden loss made me afraid to step outside my comfort zone in my investments and miss out on money-growth opportunities. My goal became to keep saving, and my financial growth became stagnant. I realized that immediately as I looked back on the nearly two years of my monthly spending and budgets. Reading this book invigorated me. It eased my fears, gave me ideas I had not considered at this stage of my life, and made me realize that more money is possible and that the wise choice is not to sit on what I have already gained. Simply holding on to what I have accumulated is not shrewd, yet I had convinced myself it was. This book goes far beyond most I have read in my lifetime, offering wonderful examples that are up to date, concise, and easy to understand, so anyone can adapt them to build their own plan of action. I love how each part is broken down into fine detail by chapter, which is innovative and an exceptional way to make the lessons and examples easy to refer back to whenever needed. The obvious gain is finding what speaks to you the most to study again and again quickly and efficiently. The conversational tone, insight, knowledge, and wealth (by way of words) make it an immediate favorite in my vast library of the same topic and subject from much more well-known names (in fact, I place this book in my Top 3 with hesitation). One final, crucial ask and piece of advice: Buy this for your children. I was gifted my first book about finances at 15, and it changed my life. In an increasingly unstable world, with the cost of everything rising, this topic is paramount. The author conveys everything in a way a much younger audience can understand and benefit from. Most of us never think about finances when we are young, and that is one of the biggest avoidable mistakes in our society today. If you are lucky enough to grow older, it is better to have enough than not. This book will get you to that "enough" (no matter how young or old you are). This book is an incredible read that can change and save your life. If you are investing, invest $20 and buy it. It will pay off with a much bigger return.

Johnny N. Oct 8, 2026

This book is less about telling you to stop buying coffee and more about getting you to think differently about money in the first place. It talks a lot about spending habits, debt, income, and building wealth, but the bigger focus is on how your mindset affects the decisions you make. I liked that it is written in a way that is easy to follow with…

Doudou 🌷 Sep 15, 2026

This book is powerful am really learning about how to save and invest money and how the rich stay rich and the poor stay poor

Kelly LaBarge Sep 12, 2026

I love how the author hits you right in the mouth with truth! Can hardly put it down!

Bloodzen Sep 10, 2026

This book is really worth your time because it gives you concrete actionable steps to reduce spending and increase income. Despite the title it's not so much about debt management as it is about mental attitudes to maximize money makinge. Although it may be a.i. asisted, like the majority of books these days, it is nonetheless easy and enjoyable to…

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From Debt to Wealth

Money Comes In

You Earn More

Saving Never Lasts

You are Always Working

About this book

THE PROBLEM

The Money Habits Keeping You Stuck May Be More Dangerous Than You Realize

Share your review

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